
The Spatial Finance platform for a world in transition.
SpatiaFiTM gives commercial and industrial companies one portfolio-wide financial view of the physical, policy, and market forces shaping every asset.

Spatial Finance integrates geospatial data with financial analysis to quantify physical and transition risk at the asset level. It translates location-specific intelligence into the language of capital allocation. Recognized academically by Oxford's Spatial Finance Initiative, it is the foundation on which SpatiaFi is built.
Spatial Finance integrates geospatial data with financial analysis to quantify physical and transition risk at the asset level. It translates location-specific intelligence into the language of capital allocation. Recognized academically by Oxford's Spatial Finance Initiative, it is the foundation on which SpatiaFi is built.
Demand for energy is exploding.
Geopolitics, public policy, artificial intelligence, data centers, mass electrification, aging infrastructure, and planetary change are transforming the power landscape. Business growth depends on access to reliable and affordable energy, and location matters now more than ever.
That’s why we built
. It shows where energy risk and opportunity concentrate, what it means financially, what to prioritize, and how to pay for it.
HOW IT WORKS
See it. Quantify it. Fund it.
Assess risk and opportunity
Pinpoint where your sites are exposed to energy supply, price, and carbon-intensity risk. Agentic AI joins your location data to the right utilities at scale.
Quantify the financial impact
How much does it cost you? Translate that exposure into dollars: business interruption, cost volatility, growth constraints, asset value.
Take action, and fund it
Model the ROI of solar, storage, energy efficiency, and other behind-the-meter interventions, and determine how to pay for it.
THE SPATIAFI DIFFERENCE
SpatiaFiTM unleashes energy as a strategic asset.
Grounded in your assets and numbers
Independent, secure, explainable, & auditable
Agentic workflows and 1000s of native data layers
Decades of energy, policy, and financial expertise
A PLATFORM TO BUILD UPON
Our Spatial Finance offerings:
Asset-level insights, powered by SpatiaFiTM.
Click any pin to see how SpatiaFiTM can help quantify risk and opportunity in the field:
As part of its SpatiaFiTM offering, Earth Finance provides financial analysis services that compile and analyze asset-level data, physical and transition data, and other information to quantify financial exposure and support capital allocation and investment decisions.
Success stories
BMO
BMO's Climate Institute was launched in March 2021 as part of their overarching Climate Ambition. The Institute applies scientific and analytics expertise to better understand the risks and opportunities of a changing planet.
To aid this process, BMO used SpatiaFi to understand climate, extreme events, nature, and water insights within various areas and contexts of their organization including Reporting, Asset Management, Capital Markets, and Retail and Commercial Banking. By leveraging SpatiaFi’s capabilities, BMO was able to:
- Analyze internal climate risks to their own properties and operations.
- Conduct a REIT portfolio analysis across multiple physical climate risks.
- Identify regional water scarcity risks to inform investment insights and strategic decision-making.
- Evaluate climate-related risks to U.S. agriculture, such as droughts, wildfires, and extreme heat, providing insights into potential financial impacts across regions and crops.
Together, these insights helped BMO integrate spatial and environmental intelligence into climate strategy, risk management, and forward-looking investment decisions across the enterprise.
In the news:
Mitigating the Physical Impacts of Climate Change with Spatial Finance
Google Cloud Lightning Talk with Michael Torrance (BMO Chief Sustainability Officer)
How BMO is Connecting Climate Resilience to the World of Finance
Can U.S. REITs Take the Heat (Wind and Rain)
Robeco
Robeco, a global leader in sustainable investing, wanted to understand how geospatial data and AI can unlock scalable investment strategies that protect and support biodiversity. With biodiversity underpinning over half the world’s GDP, yet facing escalating threats from human activity, Robeco had identified an urgent need to direct capital toward nature-positive outcomes.
Robeco worked with SpatiaFi to develop a model to assess the biodiversity exposure risk of company-specific mining assets. SpatiaFi's Google Cloud-enabled system used AI and geospatial technology to extract mining locations from 100+ annual company reports, evaluate mining sites across a suite of biodiversity data, and estimate biodiversity exposure risk across over 1000 mines.
The assessment revealed that 81% of companies owned mines within important regions for biodiversity, and that over a third of mines using high risk methods like open-pit mining were in regions of high biodiversity importance. This work offers a blueprint for assessing biodiversity at scale and sets the foundation for Robeco to identify opportunities to shift their portfolio, bringing unprecedented transparency and accountability to biodiversity finance.
SpatiaFiTM helps you allocate capital in an uncertain world.
SpatiaFi Energy is live now! Additional modules to come.





